At Cosmedica, we believe everyone shoube be able to invest in their skin on their terms. We’ve partnered with Affirm Financing to offer our patients more flexible payment options. The application process is straightforward, with quick approvals and rates from 0% APR to 31.99% APR based on creditworthiness and subject to an eligibility check!

Affirm Financing, launched in 2012 in the United States, has partnered with over 6,000 merchants. It offers a smarter way to pay over time. Shop anywhere and pay at your pace without hidden fees, making it easier to manage your budget while enjoying the things you love.

Using Affirm at Cosmedica is simple and transparent. Our team will support you with the application process, and you can choose a plan that fits your budget. You’ll see your monthly payments upfront, with no hidden fees.

Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required.

Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works.

Creating an Affirm account and seeing if you prequalify will not affect your credit score.

Fees - They don’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account.

Interest - Depending on the size of your purchase and where you’re shopping, your payment plan may include interest. You’ll never owe more interest than you agree to on day one—so you always know exactly what you’re getting into.